Best Apy Savings Account
Culled from our weekly rate research on more than 200 banks and credit unions that offer nationwide savings accounts, even the tenth-best rate on the list pays 0.60% APY. Best Savings Accounts.
Gesa’s Primary Savings Account is the perfect place to park your cash. Use this account for your month-to-month buffer, to build a fund for emergencies, or to save for those big-ticket dreams and purchases. You can also use the account for automatic withdrawals and transfers. Contact a Personal Financial Services Representative at 888.946.4372 for ideas on how to optimize your savings options.
We used an APY of 0.50% as the cutoff for what we consider a high-yield savings account, so all picks will have rates higher than 0.50%. Currently, interest rates are down due to a pandemic. Best high-yield savings accounts in February 2021 1. Quontic Bank – 0.65% APY, $100 minimum opening deposit Quontic Bank was established in 2005 and has its headquarters in New York.
| Account Type | APY* |
|---|---|
| Primary Savings | 0.05% |
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 3/1/2021, the last dividend declaration date.
Dividends on Primary Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. APY accurate as of 3/1/2021. The par value of a share in this account is $5.00. The amount necessary to open the account is also the amount necessary to earn the stated APY. Fees could reduce earnings on the account.
return to footnote reference1Savings-account interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion and are subject to change without notice. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Account fees could reduce earnings. CD interest is fixed for the duration of the term and is compounded daily.
return to footnote reference2For Chase Premier SavingsSM: Earn Premier relationship rates when you link the account to a Chase Premier Plus CheckingSM or Chase SapphireSM Checking account, and make at least five customer-initiated transactions in a monthly statement period using your linked checking account. See interest rates.
Savings Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 33172 to no longer receive Chase Savings text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
IMPORTANT INFORMATION
Best Apy Savings Account 2020
The content of this page is informational only. Accounts are subject to approval. The terms of the accounts, including any fees or features, may change. See the Deposit Account Agreement and Additional Banking Services and Fees for the terms and conditions associated with these products.