Heritage Bank Term Deposit Rates
Certificate of Deposit Rates (Includes IRAs)
Term | Interest Rate | Annual Percentage Yield |
---|---|---|
30 Days | 0.05% | 0.05% |
60 Days | 0.10% | 0.10% |
91 Days | 0.15% | 0.15% |
182 Days | 0.30% | 0.30% |
1 Year | 0.45% | 0.45% |
18 Months | 0.50% | 0.50% |
2 Years | 0.65% | 0.65% |
30 Months | 0.75% | 0.75% |
3 Years | 0.85% | 0.85% |
4 Years | 0.90% | 0.90% |
5 Years | 1.00% | 1.00% |
- Rates are effective as of 3/3/2021
- Minimum Deposit - $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
![Heritage bank cd rates Heritage bank cd rates](https://www.financialadvisory.com/logos/cbapng.png)
According to Heritage Bank, when a term deposit reaches the end of its term, if no instructions have been provided the money will be reinvested at the same term, and the current interest rate at that time.
Once a Certificate of Deposit is purchased the rate is set through maturity.
- Rates are effective as of 2/25/ 2021 rates may change after the account is opened Fees may reduce earnings; Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger.
- NOW Accounts and Heritage 50; Deposit Amount. Annual Percentage Yield (APY). $0.01 - $9,999.99. $10,000.00 - $24,999.99.
CD Special (Includes IRAs)
![Deposit Deposit](https://www.heritagebank.com/wp-content/uploads/2017/04/tellar-live-background.jpg)
Term | Interest Rate | Annual Percentage Yield |
---|
- Rates are effective as of 3/3/2021
- Minimum Deposit - $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.
Checking & Savings Account Rates
![Term Term](https://www.canstar.com.au/wp-content/uploads/2019/11/Heritage-Bank_Logo_Large-01.png)
Account | Tier | Interest Rate | Annual Percentage Yield |
---|---|---|---|
Heritage Brilliant (Formerly Gold) | $0.01 to $29,999.99 | 0.10% | 0.10% |
$30,000.00 and over | 0.10% | 0.10% | |
Heritage Checking & Senior Accounts (Formerly Silver) | One tier | 0.10% | 0.10% |
Heritage Health Savings | $0.01 to $1,499.99 | 0.10% | 0.10% |
$1,500.00 to $4,999.99 | 0.10% | 0.10% | |
$5,000 and over | 0.10% | 0.10% | |
Heritage Money Market (Business & Personal) | $0.01 to $24,999.99 | 0.15% | 0.15% |
$25,000.00 to $49,999.99 | 0.21% | 0.21% | |
$50,000.00 to $99,999.99 | 0.26% | 0.26% | |
$100,000.00 and over | 0.36% | 0.36% | |
Heritage Savings | Personal | 0.10% | 0.10% |
Business | 0.10% | 0.10% | |
Youth | 0.10% | 0.10% | |
Business NOW | One tier | 0.10% | 0.10% |
Earnings Credit - Business Accounts | Account Analysis | 0.10% | N/A |
Heritage Bank Savings Account Rates
- Rates are effective as of 3/3/2021 rates may change after the account is opened
- Fees may reduce earnings
- Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $1,000
- Heritage Health Savings Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $500